The Credit Analyst works on behalf of the client and lender by verifying all applications to facilitate the origination of lending facilities, whilst providing a professional and proactive service.
STATEMENT OF RESPONSIBILITIES
CUSTOMER SERVICE
- Serve as point of contact for clients and referral partners
- Act as a liaison between Finance Partner, referral partner, clients, and lender
- Provide referral partners with timely and periodic status updates of their leads
- Return all enquiry calls within one business day
- Communicate effectively in the delivery of all Olleh’s services and products
LOAN WRITING
- Collect required information from clients
- Prepare solutions for clients
- Meet with prospective clients and provide lending solutions
- Work with various lenders to find the most suitable product for a client
- Evaluate income documentation, credit history, tax information and bank statements for financial status
- Define repayment terms to clients and educate them on default consequences
- Ensure client privacy, security of files and appropriate staff access
- Assure that all client files are complete and in compliance with regulatory agencies and internal policies
BUSINESS DEVELOPMENT
- Meet with referral partners to develop rapport and establish referral network
- Provide training to referral partners to assist with lead generation
- Attend industry functions and training
KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED
- Diploma in Finance and Mortgage Broking required
- Must have extensive knowledge of lending, real estate contracts and lending language
- Ability to provide excellent customer service in person, e-mail and on the phone
- Ability to handle multiple tasks and frequent interruptions
- Ability to handle stressful situations with calmness and courtesy
- Ability to communicate effectively, both orally and in writing
- Excellent records and file management skills
- Knowledge and experience using MS Word, Excel, Outlook
WORKING STANDARDS
- Positively and proactively engage with the team and all other stakeholders of KJ & Partners
- Maintain the vision and values as set out in Olleh Statement of Core Values
- Work appropriately in the office space and when representing Olleh
- Ability to work evenings and weekends
- Travel to other locations as required